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Interest income and expense


Official Site of
Sberbank of Russia

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Sberbank of the USSR today

Savings bank of the USSR today, Azerbaijan

Savings bank of the USSR today, Armenia

Savings bank of the USSR today, Belarus

Savings bank of the USSR today, Georgia

Savings bank of the USSR today, Kazakhstan

Savings bank of the USSR today, Kyrgyzstan

Savings bank of the USSR today, Latvia

Savings bank of the USSR today, Lithuania

Savings bank of the USSR today, Moldova

Savings bank of the USSR today, Russia

Savings bank of the USSR today, Tajikistan

Savings bank of the USSR today, Turkmenistan

Savings bank of the USSR today, Uzbekistan

Savings bank of the USSR today, Ukraine

Savings bank of the USSR today, Estonia


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Interest income and expense


Report 2005: [ Company Overview | Balance Sheet | Income Statement | Cash Flows | Cash and Cash Equivalents | Trading Securities | Other Securities | Due from Other Banks | Loans and Advances to Customers | Other Assets | Due to Other Banks | Deposits from Individuals and Customer Accounts | Debt Securities in Issue | Other Borrowed Funds | Other Liabilities | Share Capital and Share Premium | Interest Income and Expense | Fee and Commission Income and Expense | Administrative and Other Operating Expenses | Income Taxes | Earnings per Share | Dividends | Business Segments | Geographical Segments | Geographical Risk | Currency Risk | Liquidity Risk | Capital Adequacy Ratio | Glossary ] [ Ratio Analysis | Statistics | Financial Data Schedule ]



Interest Income and Expense.

In thousands of Russian Roubles
 20052004
Interest income
Loans and advances to customers214 274 900139 869 305
Debt trading securities and other securities at fair value through profit or loss24 191 65915 041 376
Investment securities held to maturity5 105 0345 273 870
Due from other banks1 890 4796 064 116
Correspondent accounts with other banks57 49822 645
Debt investment securities available for sale2 284462 972
Total interest income245 521 854166 734 284
Interest expense
Term deposits of individuals73 286 16174 882 057
Term deposits of legal entities6 360 5402 583 698
Current/settlement accounts4 831 1513 738 628
Other borrowed funds2 838 031962 516
Term placements of other banks734 779321 288
Debt securities in issue705 4432 275 188
Correspondent accounts of other banks392 849166 676
Total interest expense89 148 95484 930 051
Net interest income156 372 90081 804 233



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